Auto Financing In
Alpharetta GA

 

Buying a car in cash is not always an option for a lot of people.  Here at Alpharetta Auto Deals we have excellent financing options for just about any type of credit rating and history.  We can work with you regardless if you have a low down, if you have bad credit, no credit and also new buyers.  

 

 GUARANTEED CREDIT APPROVAL
SPECIAL FINANCING DEALS
BAD CREDIT, NO CREDIT, NO PROBLEM!
LOWEST PRICE GUARANTEED

 

 

 

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Internet Price
$21,500

Internet Price
$29,699

Internet Price
$10,994

Internet Price
$27,995

Internet Price
$16,995

Internet Price
$10,995

Internet Price
$20,999

Internet Price
$10,999

Internet Price
$12,995

Internet Price
$10,495

Internet Price
$9,995

Internet Price
$11,999

Internet Price
$9,999

Internet Price
$34,599

Internet Price
$6,995

Internet Price
$10,995

Internet Price
$2,499
$299 down

Internet Price
$5,800

Internet Price
$7,299
$1,499 down

Internet Price
$5,495
$499 down

Internet Price
$3,495

Internet Price
$2,499
$299 down

Internet Price
$3,495

It is always exciting to purchase a new vehicle whether it is new or used. The most important thing to think about is your budget and if you can’t afford a new car, you can finance a used car instead. Before stepping foot into a car dealership, it is important to do your research. Below area few steps to take to make sure you get a great used vehicle with the lowest APR.
  1. Be sure to check your credit score.
If your credit score is above 550, then you have more chances of getting a loan for your car. There are different sites where you can check your credit score such as Experian or Trans Union, or even your local bank will be able to tell you your credit score if you go through them.
 
  1. Decide how you will Finance the car
There are two ways you can finance a car through a dealer. You can either finance it through:
  • Hire Purchase (HP) which means that you first put down at least 10% of the car’s value and pay month to month usually for a period of one to five years. This is usually a simpler approach at purchasing a vehicle.
  • Personal Contract Purchase (PCP) is like a lease agreement for up to three years. The payments will be lower as well as the deposit. With PCP you can either; pay off the rest of car once the agreement is up, sell it and use the money for a deposit for another one, or you can re-finance.  There is more flexibility with PCP if you don’t wish to keep the car but make sure it is in good condition if you decide to re-finance or sell it.
 
  1. Where will you get the loan
Another decision to make is if from whom you will be getting the loan from. You can get the loan from the car dealership, a bank, or from an online loan site.
 
  1. Negotiate
You don’t have to settle for the first interest rate and monthly payment the salesman offers you.There is room for negotiation. Some car salesmen are out to make an offer that benefits them instead of giving the customer the best offer. Discuss different options until you figure out which offer works best for you.
 
Will you be buying from a dealership or from a private party is a question to keep in mind? Going to a well-known car dealership is often recommended if you don’t want to get scammed or ripped off.  Once you have decided on a car and or car dealership, you’ve done your research and checked your credit score, you are well on your way to driving a new (used) car!