Financing

Guaranteed Credit Approval !!!!

Here at Alpharetta Auto Deals we have lenders for all credit score tiers.   So whether, you credit is perfect, ok, or less than perfect, we can get you financed at the rate you deserve.

For those who have not had credit, or even a bankruptcy, we can still get you done.  We have teamed up with some of the most well know lenders to help people re-establish their good credit.  Let face it, things in life happen that can destroy your credit.  Here at Alpharetta Auto Deals, we want to help you get back on the right track to reestablishing good credit.

We are NOT a buy-here, pay-here.  We want to help people get off the buy-here, pay-here treadmill.  So call us, or even come buy today.  We are committed to getting you in a reliable vehicle that you can afford.  We take pride in helping people, not just selling them a vehicle.  WE CAN HELP YOU RESTORE YOUR CREDIT!!

How the Financing Works

FOR THOSE WITH LESS THAN PERFECT CREDIT, HERE'S HOW THE FINANCING WORKS.
PLEASE READ COMPLETELY
YOU MUST HAVE THE FOLLOWING REQUIREMENTS FOR FINANCING WHEN YOU COME IN !!!!!!
PAYMENTS ARE BASED YOUR INCOME, THEREFORE WE HAVE NO WAY TO DETERMINE WHAT YOUR PAYMENTS WILL BE UNTIL WE PROCESS YOUR APPLICATION AND SEE YOUR JOB HISTORY AND INCOME.

1. Down Payment - you will need at least $300 down plus the GA Tavt Taxes on the vehicle you wish to purchase. 
(TAVT is usually 10%  of the listed selling price on our website)   THE MORE YOU PUT DOWN, THE LOWER YOUR MONTHLY PAYMENT.
2. Proof of Income - You will need to prove your income over the last 30 days one of the following ways:
    * Check stubs not over 30 days old & your last W-2 or 1099.
    * Social Security Award Letter or Bank Statements showing direct deposit
    * Subcontractors pay stubs or bank statements showing deposits or 3 months of cancelled checks from your bank or employer.
    * Hand written check must have been cashed from the bank and copied from the bank.
    * Bank statements will always work if you show enough in deposits to justify the payments.
    * If you are paid in cash, we will take a job letter from your employer stating how much you make with a start date.   It must be on company letter head and be signed by your employer. A good phone number is needed for verification.
    *  A three year work history is required.
3. Proof of Residence - Must be within the last 30 days.
    Utility Bill, Phone bill, Cable Bill, Bank Statements, even junk mail will work, but the address MUST Match Your Drivers License. 
    We must also have Landlord/Mortgage information and Phone Number for verification.
4.  References - You will need to provide six (6) references with phone numbers and addresses.

We have many different financing options available to you, Your down payment will depend on type of financing you need.